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Prepaid Funerals


A prepaid funeral is:


  • where funeral arrangements are predetermined;
  • a contract is signed; and
  • money is paid in advance.


The Prepaid Funerals Act 2004  requires:


  • funeral businesses to provide you with certain information before you enter into a prepaid funeral agreement; and
  • any money paid to a funeral business to be paid into a funeral trust and specifies how this money is to be managed by the funeral business.


It is recommended you seek independent legal advice before entering into a prepaid funeral plan.


Requirements for prepaid funeral businesses


Funeral trusts


A funeral trust must be approved by the Director of Consumer Affairs and Fair Trading.   The Director maintains a Register of approved funeral trusts.  Complete an Application for Approval of a Funeral Trust [pdf 57kb / 2 pages].


Reporting requirements


  • The Act establishes reporting requirements that funeral businesses must meet each year. 
  • Consumer Affairs and Fair Trading mails an Annual Return to each registered funeral business to be completed and returned before 31 December each year.


For general questions, ring 1300 65 44 99 or email





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